Don't forget to factor in closing costs when considering a home sale or purchase. Oconee Real Estate is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at (864) 718-1499 if your needs include a professional REALTOR® experienced in the business side of real estate.

Anticipated closing costs

There are certain standard costs linked to closing the sale of a house. These expenses are usually divided between the buyer and seller, as spelled out in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in South Carolina to help lead you through your process.

Costs pertaining to your loan to be paid at closing    (Click here for more information)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes commonly paid at closing    (Click here for more information)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for more information)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your transaction, not only will I work to get the very best sales price, but I'll also push for reduced closing costs. And once we've reached an agreement, I'll describe in detail the closing costs so you are informed of exactly what you're paying for.

Buyers: If you're buying a property in Oconee County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a reasonable range so you're not startled when you get to the closing table. I'll be willing to look over the GFE with you, answering your questions and highlighting any estimates of concern.

Oconee Real Estate 200 Village Creek Road Mountain Rest, SC 29664
Phone: Cell: Fax:

For Buyers | Download Adobe Acrobat | News | Press Release | Real Estate Glossary | Selling Your Home | Home | Your Buying Power | Heart of the Matter | 9 Steps to Owning | Mold in the Home | Seller Paid Closing | Site Map | My Blog

Copyright © 2010 Oconee Real Estate
Portions Copyright © 2010 a la mode, inc.
Another XSite by a la mode, inc. | Admin Login| Terms of Use| Site Map
All rate, payment, and area information are estimates and approximations only.



 
State:
County:
City:
Zip: